To Claim or Not to Claim??? The world of insurance can be financially life-saving depending on the outcome of a situation. It could also seem cruel if you don’t understand how the business of insurance works.   Daily, we are tasked with explaining to our amazing clients that it is in their best interests to carry...Read More

What kinds of water damage are covered by my homeowner’s insurance policy?  Water damage that is considered “sudden and accidental” is usually covered (like a burst pipe). What is not covered is gradual damage. For instance, gradual water damage is not covered by a leaking bathroom sink that rotted out your subfloor. Another category that...Read More

Have you heard the term embedded insurance yet? As the world continuously evolves at a rapid pace, the realm of transactions becomes increasingly more efficient. Think about how far touchless transactions have come in just one year! QR Codes, Apple Pay, Google Wallet, Venmo, just to name a few. Ever wonder why insurance isn’t more...Read More