Group Health & Employee Benefits That Actually Attract and Keep Great People
Comprehensive group health and benefits programs for growing businesses. Self-funded expertise. Multi-carrier access. Compliance built in. One strategic partner to manage it all.
Tired of Benefits Being Your Biggest HR Headache?
"We're losing good people to companies with better benefits. Every time someone leaves, it costs us months of productivity and thousands in recruiting. But when I look at benefits options, I get overwhelmed—the pricing is confusing, every broker says something different, and I don't even know where to start."
"I worry we're not compliant. I've heard about ACA requirements, ERISA, COBRA—but I don't have an HR department to figure it out. What if we're doing something wrong and don't even know it? And every year at renewal, rates go up and I have no idea if I'm getting a fair deal."
- → How many good employees have you lost because a competitor offered better benefits?
- → What's it costing you—in time, money, and stress—to manage benefits without expert help?
- → How confident are you that your current benefits program is actually compliant?
- → What would it mean to offer Fortune 500-level benefits at a price your business can afford?
Small businesses shouldn't have to choose between competitive benefits and staying profitable. Your people deserve better—and so do you.
Your Group Health & Benefits Department—Without the Overhead
Enterprise-Level Expertise for Growing Businesses
We get it. You started a business to build something—not to become an expert in group health regulations and benefits administration. But here you are, spending hours on compliance and plan management when you should be focused on growth.
Meanwhile, your competitors are using their benefits packages to steal your best people. And every year, you brace yourself for the renewal conversation—wondering how much your group health premiums will jump and whether there's anything you can do about it.
BenefitCore exists because we believe growing businesses deserve the same quality group health and benefits programs that Fortune 500 companies offer—without the complexity, confusion, or crushing costs. That's why we specialize in self-funded and level-funded solutions that traditional brokers won't show you.
Self-Funded Group Health Expertise: Take Control of Your Costs
Most brokers push fully insured plans because that's all they know. We specialize in self-funded and level-funded group health programs that give you control over claims, costs, and plan design—while we handle all the complexity.
From TPA selection and stop-loss placement to complete administration and compliance, we guide employers through every aspect of self-funding. The result? 15-30% cost savings compared to traditional fully insured plans—without cutting coverage or shifting costs to employees.
Industry Expertise: ACEC Life & Health Trust Partnership
We've built deep group health expertise serving civil engineering and land surveying firms through our partnership with the ACEC (American Council of Engineering Companies) Life & Health Trust.
This exclusive program provides engineering and land surveying firms access to comprehensive group health benefits designed specifically for technical professionals—with competitive rates through group purchasing power, compliance support tailored to your industry, and HR resources that understand how engineering firms operate.
Efficiency Through Integration
Synchronize your payroll, benefits, and employee management into one streamlined system.
We partner with Coastal Payroll to create seamless connections between your HR systems. When benefits, payroll, and employee management talk to each other, you eliminate duplicate data entry, reduce errors, and free your HR team to focus on people instead of paperwork.
Compliance & HR Support Resources
Beyond plan design, we provide access to tools that help you stay compliant and manage your workforce effectively.
◆ Mineral HR Compliance
- On-demand HR advice from certified professionals
- Employee handbook builder and policy templates
- Training library for managers and employees
- Compliance alerts for changing regulations
◆ Zywave Compliance Resources
- ACA reporting and compliance tools
- ERISA document management
- Benefits communication templates
- Regulatory update notifications
Complete Benefits Administration Support
We don't just sell benefits—we manage them.
New Hire Management
Enrollment guidance from day one
Terminations
COBRA administration and offboarding
QLE Updates
Qualifying life event processing
Claims Support
Advocacy when employees have issues
Open Enrollment
Annual renewal coordination
Ongoing Service
Year-round support for HR teams
Self-Funded Plan Options
Full self-funded plan design options that help you save costs by eliminating insurance carrier profit margins. Custom design plans cater to your employees' specific needs.
Benefits of Self-Funding
Stand-Alone Self-Funded Plans
Complete self-funded program design and administration for employers ready to take on claims risk with stop-loss protection.
Captive or Pooled Risk Options
Share risk with other employers through captive arrangements that provide self-funding benefits with reduced volatility. Ideal for employers who want self-funding advantages with more predictable costs.
How It Works: Benefits Made Simple
Benefits Assessment
We start by understanding your business—team size, budget, current coverage (if any), and what matters most to your employees. We identify opportunities to improve coverage, reduce costs, or both.
Custom Package Design
We shop multiple carriers—including ACEC Trust options—and design a benefits package tailored to your needs. Side-by-side comparisons with costs and employee impact clearly explained.
Implementation & Support
We handle enrollment, employee communication, and administration setup. Then we stay with you—managing renewals, answering questions, handling compliance, and advocating when issues arise.
What's Included
Comprehensive Benefits for Growing Teams
Health Insurance
Medical coverage from all major carriers plus ACEC Trust group plans. Traditional PPOs to high-deductible plans with HSAs.
Dental & Vision
Often the most-used benefits. Standalone and bundled options—high-value, low-cost additions that employees notice.
Life & Disability
Affordable group life insurance. Short-term and long-term disability coverage to protect employee income.
Retirement Plans
401(k) plans increasingly expected. Simple IRAs to full 401(k) programs with matching—we help you evaluate options.
Voluntary Benefits
Additional options at group rates: accident insurance, critical illness, hospital indemnity, pet insurance, legal plans.
HR Compliance Support
ACA employer mandate, ERISA documentation, COBRA administration, and state-specific rules—we keep you compliant.
What's Really at Stake
What Our Clients Say
"We were about to lose two key engineers to a company offering better benefits. BenefitCore got us into the ACEC Trust program and we matched their offer—at a cost we could actually afford. Both engineers stayed."
— [Name], CEO
[Engineering Firm], 45 employees
"I used to spend 10+ hours every renewal season just trying to understand our options. Now I get a clear comparison with recommendations. BenefitCore is like having a benefits specialist on staff."
— [Name], HR Manager
[Company], 85 employees
"One of my employees had a complicated claims issue—thousands in dispute. BenefitCore stepped in, escalated it, and got it resolved. Try getting that from an online platform."
— [Name], Owner
[Professional Services Firm], 22 employees
Questions Business Owners Ask
Ready for Benefits That Work for Your Business?
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