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person typing password on home security alarm, security system concept

Alarms will help give you piece of mind… and save money

On every insurance application, there are questions concerning burglar and fire alarms for your home and tracking and security alarms for auto. Therefore, it is highly advisable to have a...
A wrecked car is loaded onto a tow truck after crashing through a brick wall on 17th Ave SW

10 years of High Premiums is Costly

Just recently I was lucky enough to help an old friend shop his home and auto coverage. This is the best part of my job as it allows me to...

Does filing a claim increase car insurance?

Does filing a claim increase car insurance? Whether your insurance rates go up after an accident depends on your insurance company, the circumstances of the accident, and whether you have...
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What is Embedded Insurance?

EMBEDDED INSURANCE. WHAT IS IT? There is nothing new about the concept of embedding a feature, benefit, or product into the sale/purchase of another product or service. One of the...
Workers remove crashed windshield of a car in auto oudoors service

When is it OK to Not File an Insurance Claim

To Claim or Not to Claim??? The world of insurance can be financially life-saving depending on the outcome of a situation. It could also seem cruel if you don’t understand...
Tools and toolbox lying on flood damaged floor

Water Damage in the Home… What is covered?

What kinds of water damage are covered by my homeowner’s insurance policy?  Water damage that is considered “sudden and accidental” is usually covered (like a burst pipe). What is not...
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Embedded Insurance. Now there’s a term for it.

Have you heard the term embedded insurance yet? As the world continuously evolves at a rapid pace, the realm of transactions becomes increasingly more efficient. Think about how far touchless...
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Mortgage Insurance…the policy you hope you never use.

Home purchases require so many things to consider. It is easy to get lost in the fray. One thing that often gets overlooked is mortgage insurance (a.k.a. life insurance). The...
Dream Cabin

The Dream Cabin that Became a Nightmare

One of the most significant shifts in our culture through this pandemic has been the realization that people can work effectively from remote locations. This shift has caused a spike...
Family Arriving At Summer Vacation Rental

Covering Your Investment Property

Congratulations! You’ve finally accomplished the goal of purchasing an income-producing property and with that comes a myriad of questions for which you likely don’t have the answers. For example:Long-term tenants...
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